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Debt Consolidation Loans

Combine your debts into one simple monthly payment.

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A fair personal loan to simplify your repayments.

Use Rate Drop™ to consolidate existing credit into one clear monthly payment — and your rate can drop when you pay on time - or explore our other options like car loans and home improvement loans.

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Why choose a Rate Drop™ debt consolidation loan?

  • One clear monthly repayment instead of several
  • Easier budgeting and fewer missed payments
  • Combine credit cards, store cards or payday loans
  • No guarantor, no deposit, no hidden fees

Pay on time and your rate can drop automatically

Many customers use Rate Drop™ to simplify their finances and reduce stress from multiple payments.

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Reduce stress, improve control

Juggling different debts can be stressful. A Rate Drop™ debt consolidation loan lets you combine them into one clear payment — helping you pay off higher-interest credit and stay in control of your finances.

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