Monday to Friday: 9:00 - 18:00
Ratedrop™ offers Personal loans from £1,000 - £5,000 over terms between 12 and 60 months, with a maximum APR of 39.9%.
All customers start on the same rate and can unlock lower rates by making payments on time.
Representative 39.9% APR (Variable)
Representative Example: Borrowing £3,000 over 36 months at an annual interest rate of 34.05%, representative APR 39.9% (variable), with monthly repayments of £134.10. Total cost of credit £1,827.60. Total amount payable £4,827.60.
*Call charges may apply, depending on your telephone provider. Calls may be recorded and monitored for security and training purposes.
To apply for a rate drop loan applicants need to be aged 18 to 69 years old and employed (not self-employed). A soft credit search will be performed initially. There are no fees to apply for a rate drop loan. An unsecured loan may not be suitable for everyone. Before applying you should carefully consider whether taking out the loan is right for your circumstances . if your financial situation changes you may find it difficult to keep up with repayments. Missing payments could result in additional charges, negatively affect your credit rating and make it harder or more expensive for you to borrow in the future.
All rights reserved. Credit Labs Limited is registered in the UK, Company No 8387053. Registered Office: 1st Floor Yorkshire House, 18 Chapel Street, Liverpool, L3 9AG. Registered with the Information Commissioners Office Z3574423. Authorised and regulated by the Financial Conduct Authority FRN Number 717767.
Rate Drop and 1Plus1 Loans are trading names of Credit Labs Limited.
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